body{
background: #3F3F3F /*url(pageBG.gif) top center repeat-y*/;
margin-top:0px;
}

h1 {
font-size:1.2em;
margin-bottom:5px;
margin-left:0px;
color:#A11D21;
}

#header{
width:790px;
background:#CFCFCF url(header.gif) no-repeat top center;
height:171px;
}

#listings{
display:none;

}

#log a{
position:absolute;
left:735px;
top:-82px;
font-family:verdana;
color:#FFFFFF;
font-size:12px;
text-decoration:none;
text-transform:uppercase;
}

#refer_tab_trade{
width:400px; 
background: url(refer_tabBG.gif) top center no-repeat;
padding-top:18px;
}

#refer_tab_bank{
width:400px; 
height:20px;
background: url(refer_tab_bankBG.gif) top center no-repeat;
padding-top:18px;
}

#refer_tab_credit{
width:400px; 
height:20px;
background: url(refer_tab_creditBG.gif) top center no-repeat;
padding-top:18px;
}

#refer{
width:400px; 
padding-left:10px; 
padding-top:10px;
background:#FFFFFF;
border-left:#9b0000 solid 4px;
border-right:#9b0000 solid 4px;
border-bottom:#9b0000 solid 4px;
}

/*****SECURE NAV*******/

#secNav a{
font-family:verdana;
color:#FF0000;
font-size:10px;
text-decoration:none;
text-transform:uppercase;
}

#secNav a:hover{
text-decoration:underline;
}

/****FOLDRES****/

#back a{
background: url(back.gif) left top no-repeat;
height:25px;
}


#back a{
padding-bottom:10px;
padding-left:25px;
color:#000000;
text-decoration:none;
}

#open_folder{
background: url(folder-Icon-open.gif) left top no-repeat;
height:35px;
padding-bottom:10px;
padding-left:25px;
text-decoration:underline;
color:#000000;
cursor:hand;
}

#open_folder a{
color:#000000;
text-decoration:underline;
}

#open_folder hover{
text-decoration:none;
cursor:hand;
}

#FOLDERS{
background: url(folder-Icon.gif) left top no-repeat;
height:25px;
margin-top:10px;
}

#FOLDERS a{
padding-bottom:10px;
padding-left:25px;
color:#000000;
text-decoration:none;
}

#the_file{
background: url(file-icon.gif) left top no-repeat;
height:25px;
}

#the_file a{
padding-left:25px;
color:#000000;
text-decoration:none;
}



#left{
background:#CFCFCF url('navTop.gif') no-repeat top center; 
width:155px;
padding-top:25px;
text-align:center;
}

#right{
background:#CFCFCF url('navTop.gif') no-repeat top center; 
width:155px;
padding-top:30px;
text-align:center;
}

#center{
width:480px;
height:100%;
background:#DDDDDD;
text-align:center;
}

#title{
background:#F0F0F0 url('titleBG.gif') no-repeat bottom center;
border:#000000 solid 1px;
height:63px;
}


#nav_tb td{
background:#FFFFFF;
height:22px;
}

#nav_tb td a{
background: url('navBG1.gif') no-repeat left center;
text-transform:uppercase;
font-family:verdana;
font-size:14px;
text-decoration:none;
color:#a11d21;
padding-left:20px;
}

#nav_tb td a:hover{
background: url('navBG.gif') no-repeat left center;
padding-left:20px;
}

#nav_tb td #selected {
background: url('navBG.gif') no-repeat left center;
padding-left:20px;
}


#pageTitle{
text-align:left;
font-family:verdana;
font-size:1.2em;
font-weight:bold;
margin-bottom:10px;
font-variant:small-caps;
}


#content{
background:#F0F0F0  url('contentBG.gif') no-repeat bottom center;
border-left:#000000 solid 1px;
border-right:#000000 solid 1px;
border-bottom:#000000 solid 1px;
height:100%;
padding:10px;
text-align:left;
text-align:justify; 
font-family:verdana;
font-size:.75em;
padding-bottom:20px;
}

#pics{
margin-bottom:10px;
}


#footer {
background: url(footer.gif) no-repeat top center;
height:22px;
}